The following terms and conditions govern and apply to your use of or reliance upon acostamortgages.ca/ maintained by Juan Acosta, operating as aCOST A+ Mortgages under Mortgage Alliance – Enrich Mortgage Group (the "Website").
Your access or use of the Website indicates that you have read, understand, and agree to be bound by these terms and conditions and any other applicable laws, statutes and/or regulations. We may change these Terms and Conditions at any time without notice, effective upon its posting to the website. Your continued use of the website will be considered your acceptance to the revised Terms and Conditions.
Mortgage Brokerage Disclosure
Juan Acosta is a licensed Mortgage Broker registered with the Real Estate Council of Alberta (RECA), License #[YOUR RECA LICENSE NUMBER], operating under Mortgage Alliance – Enrich Mortgage Group. The content on this Website is intended for informational and educational purposes only and does not constitute financial, mortgage, legal, or investment advice. Not all applicants will qualify for mortgage financing. All mortgage approvals are subject to lender qualification criteria, credit assessment, and applicable regulatory requirements. Rates, terms, and conditions are subject to change without notice.
Intellectual Property
All intellectual property on the Website is owned by us, which includes materials protected by copyright, trademark, or patent laws. All trademarks, service marks and trade names are owned, registered and/or licensed by us. All content on the Website, including but not limited to text, software code, designs, graphics, photos, sounds, music, videos, applications, interactive features, and all other content is a collective work under Canadian and other copyright laws and is the proprietary property of aCOST A+ Mortgages. All rights reserved.
Use of Company Materials
We may provide you with certain information as a result of your use of the Website including, but not limited to, documentation, data, mortgage education content, guides, calculators, or information developed by us, and other materials which may assist in the use of the Website or Services (“Company Materials”). The Company Materials may not be used for any other purpose than the use of this Website and the services offered on the Website. Nothing in these Terms of Use may be interpreted as granting any license of intellectual property rights to you.
Acceptable Use
You agree not to use the Website for any unlawful purpose, or any purpose prohibited under this clause. You agree not to use the Website in any way that could damage the website, the services, or the general business of aCOST A+ Mortgages.
You further agree not to use and/or access the Website:
- To harass, abuse, or threaten others or otherwise violate any person’s legal rights.
- To violate any intellectual property rights of us or any third party.
- To upload or otherwise disseminate any computer viruses or other software that may damage the property of another.
- To perpetrate any fraud.
- To engage in or create any unlawful gambling, sweepstakes, or pyramid scheme.
- To publish or distribute any obscene or defamatory material.
- To publish or distribute any material that incites violence, hate or discrimination toward any group.
- To unlawfully gather information about others.
- To misrepresent your financial situation or identity for the purpose of obtaining mortgage advice or referrals.
Protection and Privacy
Through your use of the Website, you may provide us with certain information. By using the Website, you authorize us to use your information in Canada and any other country where we may operate.
When you submit an inquiry or book a consultation through this Website, you provide us with a valid email address and may provide us with additional information, such as your name, telephone number, and financial details relevant to your mortgage inquiry. Depending on how you use our website, we may also receive information through various web technologies, such as cookies, log files, clear gifs, web beacons or others.
We use the information gathered from you to ensure your continued good experience on our website, including through email communication. We may also track certain passive information received to improve our marketing and analytics, and for this we may work with third-party providers.
Personal Information collected may be shared with lenders and financial institutions solely for the purpose of processing your mortgage inquiry or application, and only with your express consent. We comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and the Personal Information Protection Act (PIPA) of Alberta.
If you would like to disable our access to any passive information we receive from the use of various technologies, you may choose to disable cookies in your web browser.
For more information, please refer to our Privacy Policy.
No Warranties
Your use of the Website is at your sole and exclusive risk and any services provided by us are on an “as is” basis. We disclaim any and all express or implied warranties of any kind, including, but not limited to the implied warranty of fitness for a particular purpose and the implied warranty of merchantability. We make no warranties that the website will meet your needs or that the Website or the accuracy of any information on the Website is guaranteed. Mortgage rate information, calculators, and educational content are provided for general guidance only and are not guaranteed to reflect current market conditions.
Service Interruptions
We may need to interrupt your access to the Website to perform maintenance or emergency services on a scheduled or unscheduled basis, for any reason. We will have no liability for any damage or loss caused as a result of such downtime.
Data Loss
We are not responsible for the security of your account or content submitted through this Website. Your use of the Website is at your own risk.
Privacy
Internet communications are subject to interception, loss or alteration and, as a consequence, you acknowledge that information or data you provide by electronic means by accessing or using this Website are not confidential or exclusive, except to the extent required by applicable laws, and that communications by email may be intercepted, altered or lost.
For more information, please refer to our Privacy Policy.
Compliance With RECA Regulations
All mortgage brokerage activities conducted by Juan Acosta are governed by the Real Estate Act and associated regulations of Alberta, and are subject to oversight by the Real Estate Council of Alberta (RECA). Nothing on this Website supersedes or replaces the obligations and disclosures required under applicable Alberta mortgage brokerage legislation.
Changes To These Terms
We may update these Terms and Conditions from time to time. Changes are effective immediately upon posting to the Website. Your continued use of the Website constitutes acceptance of any revised Terms and Conditions.
Last updated: April 2, 2026
Contact Us
If you have any questions about these Terms and Conditions, please contact us:
- Name: Juan Acosta
- Business: aCOST A+ Mortgages
- Brokerage: Mortgage Alliance – Enrich Mortgage Group
- Website: acostamortgages.ca/
- Email: juan@acostamortgages.ca
- RECA License: #[YOUR RECA LICENSE NUMBER]